Each county has mortgage limits depending on the loan type. If you are a first time buyer, move up buyer, or refinancing your home, you should be aware of these limits.
2017 Conforming Loan Limits for All California Counties
The table below shows the 2017 conforming limits for all 58 counties in California, listed in alphabetical order. In this context, “1 unit” refers to a single-family home, “2 unit” refers to a duplex-style home with two separate residents, etc.
| County | 1 Unit | 2 Unit | 3 Unit | 4 Unit |
|---|
| ALAMEDA | $636,150 | $814,500 | $984,525 | $1,223,475 |
| ALPINE | $463,450 | $593,300 | $717,150 | $891,250 |
| AMADOR | $424,100 | $543,000 | $656,350 | $815,650 |
| BUTTE | $424,100 | $543,000 | $656,350 | $815,650 |
| CALAVERAS | $424,100 | $543,000 | $656,350 | $815,650 |
| COLUSA | $424,100 | $543,000 | $656,350 | $815,650 |
| CONTRA COSTA | $636,150 | $814,500 | $984,525 | $1,223,475 |
| DEL NORTE | $424,100 | $543,000 | $656,350 | $815,650 |
| EL DORADO | $488,750 | $625,700 | $756,300 | $939,900 |
| FRESNO | $424,100 | $543,000 | $656,350 | $815,650 |
| GLENN | $424,100 | $543,000 | $656,350 | $815,650 |
| HUMBOLDT | $424,100 | $543,000 | $656,350 | $815,650 |
| IMPERIAL | $424,100 | $543,000 | $656,350 | $815,650 |
| INYO | $424,100 | $543,000 | $656,350 | $815,650 |
| KERN | $424,100 | $543,000 | $656,350 | $815,650 |
| KINGS | $424,100 | $543,000 | $656,350 | $815,650 |
| LAKE | $424,100 | $543,000 | $656,350 | $815,650 |
| LASSEN | $424,100 | $543,000 | $656,350 | $815,650 |
| LOS ANGELES | $636,150 | $814,500 | $984,525 | $1,223,475 |
| MADERA | $424,100 | $543,000 | $656,350 | $815,650 |
| MARIN | $636,150 | $814,500 | $984,525 | $1,223,475 |
| MARIPOSA | $424,100 | $543,000 | $656,350 | $815,650 |
| MENDOCINO | $424,100 | $543,000 | $656,350 | $815,650 |
| MERCED | $424,100 | $543,000 | $656,350 | $815,650 |
| MODOC | $424,100 | $543,000 | $656,350 | $815,650 |
| MONO | $529,000 | $677,200 | $818,600 | $1,017,300 |
| MONTEREY | $575,000 | $736,100 | $889,800 | $1,105,800 |
| NAPA | $636,150 | $814,500 | $984,525 | $1,223,475 |
| NEVADA | $477,250 | $610,950 | $738,500 | $917,800 |
| ORANGE | $636,150 | $814,500 | $984,525 | $1,223,475 |
| PLACER | $488,750 | $625,700 | $756,300 | $939,900 |
| PLUMAS | $424,100 | $543,000 | $656,350 | $815,650 |
| RIVERSIDE | $424,100 | $543,000 | $656,350 | $815,650 |
| SACRAMENTO | $488,750 | $625,700 | $756,300 | $939,900 |
| SAN BENITO | $636,150 | $814,500 | $984,525 | $1,223,475 |
| SAN BERNARDINO | $424,100 | $543,000 | $656,350 | $815,650 |
| SAN DIEGO | $612,950 | $784,700 | $948,500 | $1,178,750 |
| SAN FRANCISCO | $636,150 | $814,500 | $984,525 | $1,223,475 |
| SAN JOAQUIN | $424,100 | $543,000 | $656,350 | $815,650 |
| SAN LUIS OBISPO | $586,500 | $750,800 | $907,550 | $1,127,900 |
| SAN MATEO | $636,150 | $814,500 | $984,525 | $1,223,475 |
| SANTA BARBARA | $625,500 | $800,775 | $967,950 | $1,202,925 |
| SANTA CLARA | $636,150 | $814,500 | $984,525 | $1,223,475 |
| SANTA CRUZ | $636,150 | $814,500 | $984,525 | $1,223,475 |
| SHASTA | $424,100 | $543,000 | $656,350 | $815,650 |
| SIERRA | $424,100 | $543,000 | $656,350 | $815,650 |
| SISKIYOU | $424,100 | $543,000 | $656,350 | $815,650 |
| SOLANO | $431,250 | $552,050 | $667,350 | $829,350 |
| SONOMA | $595,700 | $762,600 | $921,800 | $1,145,600 |
| STANISLAUS | $424,100 | $543,000 | $656,350 | $815,650 |
| SUTTER | $424,100 | $543,000 | $656,350 | $815,650 |
| TEHAMA | $424,100 | $543,000 | $656,350 | $815,650 |
| TRINITY | $424,100 | $543,000 | $656,350 | $815,650 |
| TULARE | $424,100 | $543,000 | $656,350 | $815,650 |
| TUOLUMNE | $424,100 | $543,000 | $656,350 | $815,650 |
| VENTURA | $636,150 | $814,500 | $984,525 | $1,223,475 |
| YOLO | $488,750 | $625,700 | $756,300 | $939,900 |
| YUBA | $424,100 | $543,000 | $656,350 | $815,650 |
2017 FHA Loan Limits for All California Counties
The table below shows the 2017 FHA loan limits for all 58 counties in California, listed in alphabetical order. In this context, “1 unit” refers to a single-family home, “2 unit” refers to a duplex-style home with two separate residents, etc.
| Single | Duplex | Tri-plex | Four-plex |
|---|
| ALAMEDA County |
| SAN FRANCISCO-OAKLAND-HAYWARD, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| ALPINE County |
| NON-METRO |
| $463,450 | $593,300 | $717,150 | $891,250 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| AMADOR County |
| NON-METRO |
| $332,350 | $425,450 | $514,300 | $639,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| BUTTE County |
| CHICO, CA |
| $293,250 | $375,400 | $453,750 | $563,950 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| CALAVERAS County |
| NON-METRO |
| $373,750 | $478,450 | $578,350 | $718,750 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| COLUSA County |
| NON-METRO |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| CONTRA COSTA County |
| SAN FRANCISCO-OAKLAND-HAYWARD, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| DEL NORTE County |
| CRESCENT CITY, CA |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| EL DORADO County |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA |
| $488,750 | $625,700 | $756,300 | $939,900 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| FRESNO County |
| FRESNO, CA |
| $281,750 | $360,700 | $436,000 | $541,800 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| GLENN County |
| NON-METRO |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| HUMBOLDT County |
| EUREKA-ARCATA-FORTUNA, CA |
| $327,750 | $419,550 | $507,150 | $630,300 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| IMPERIAL County |
| EL CENTRO, CA |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| INYO County |
| NON-METRO |
| $369,150 | $472,550 | $571,250 | $709,900 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| KERN County |
| BAKERSFIELD, CA |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| KINGS County |
| HANFORD-CORCORAN, CA |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| LAKE County |
| CLEARLAKE, CA |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| LASSEN County |
| SUSANVILLE, CA |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| LOS ANGELES County |
| LOS ANGELES-LONG BEACH-ANAHEIM, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| MADERA County |
| MADERA, CA |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| MARIN County |
| SAN FRANCISCO-OAKLAND-HAYWARD, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| MARIPOSA County |
| NON-METRO |
| $322,000 | $412,200 | $498,250 | $619,250 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| MENDOCINO County |
| UKIAH, CA |
| $373,750 | $478,450 | $578,350 | $718,750 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| MERCED County |
| MERCED, CA |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| MODOC County |
| NON-METRO |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| MONO County |
| NON-METRO |
| $529,000 | $677,200 | $818,600 | $1,017,300 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| MONTEREY County |
| SALINAS, CA |
| $575,000 | $736,100 | $889,800 | $1,105,800 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| NAPA County |
| NAPA, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| NEVADA County |
| TRUCKEE-GRASS VALLEY, CA |
| $477,250 | $610,950 | $738,500 | $917,800 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| ORANGE County |
| LOS ANGELES-LONG BEACH-ANAHEIM, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| PLACER County |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA |
| $488,750 | $625,700 | $756,300 | $939,900 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| PLUMAS County |
| NON-METRO |
| $336,950 | $431,350 | $521,400 | $648,000 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| RIVERSIDE County |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA |
| $379,500 | $485,800 | $587,250 | $729,800 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SACRAMENTO County |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA |
| $488,750 | $625,700 | $756,300 | $939,900 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SAN BENITO County |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SAN BERNARDINO County |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA |
| $379,500 | $485,800 | $587,250 | $729,800 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SAN DIEGO County |
| SAN DIEGO-CARLSBAD, CA |
| $612,950 | $784,700 | $948,500 | $1,178,750 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SAN FRANCISCO County |
| SAN FRANCISCO-OAKLAND-HAYWARD, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SAN JOAQUIN County |
| STOCKTON-LODI, CA |
| $362,250 | $463,750 | $560,550 | $696,650 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SAN LUIS OBISPO County |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRAN |
| $586,500 | $750,800 | $907,550 | $1,127,900 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SAN MATEO County |
| SAN FRANCISCO-OAKLAND-HAYWARD, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SANTA BARBARA County |
| SANTA MARIA-SANTA BARBARA, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SANTA CLARA County |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SANTA CRUZ County |
| SANTA CRUZ-WATSONVILLE, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SHASTA County |
| REDDING, CA |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SIERRA County |
| NON-METRO |
| $304,750 | $390,100 | $471,550 | $586,050 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SISKIYOU County |
| NON-METRO |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SOLANO County |
| VALLEJO-FAIRFIELD, CA |
| $431,250 | $552,050 | $667,350 | $829,350 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SONOMA County |
| SANTA ROSA, CA |
| $595,700 | $762,600 | $921,800 | $1,145,600 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| STANISLAUS County |
| MODESTO, CA |
| $299,000 | $382,750 | $462,650 | $575,000 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| SUTTER County |
| YUBA CITY, CA |
| $276,000 | $353,300 | $427,100 | $530,750 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| TEHAMA County |
| RED BLUFF, CA |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| TRINITY County |
| NON-METRO |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| TULARE County |
| VISALIA-PORTERVILLE, CA |
| $275,665 | $352,950 | $426,625 | $530,150 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| TUOLUMNE County |
| SONORA, CA |
| $331,200 | $424,000 | $512,500 | $636,900 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| VENTURA County |
| OXNARD-THOUSAND OAKS-VENTURA, CA |
| $636,150 | $814,500 | $984,525 | $1,223,475 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| YOLO County |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA |
| $488,750 | $625,700 | $756,300 | $939,900 |
| Single | Duplex | Tri-plex | Four-plex |
|---|
| YUBA County |
| YUBA CITY, CA |
| $276,000 | $353,300 | $427,100 | $530,750 |
