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Jose and Nick were amazing. Seriously recommend these guys. Very responsive. They returned all texts and calls immediately. Jose was so proactive in getting things done. He was constantly providing updates and what needed to be done and finding ways to move the process along. Scheduling inspections, signings, and managing the negotiations were a few of the things I didn’t even have to think about because of Jose. He had excellent negotiation skills. I truly believe he got me the best deal possible. I have complete confidence and in Jose and Nick and would use them again.

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Mortgage News

  • Foreclosures have been placed on hold during this time and many servicers are offering forbearance plans.
  • Several servicers have reported that they will not report missed payments during this pandemic, but each borrower should speak specifically with their loan servicer.
  • Your loan servicer may also waive all late fees, but each borrower should speak specifically with their loan servicer.
  • Entering into a forbearance plan could affect other refinances taking place at the same time.
  • Many lenders are changing their guidelines for financing applicants. If you are in any escrow we encourage you to speak to the buyer’s lender to reconfirm if they are aware of any new guidelines that would affect the buyer’s qualification for financing.



4/2/20 FHA rolls out new mortgage relief options amid coronavirus outbreak
4/2/20 Mortgage rates drop on Fed intervention
3/31/20 Mortgage Market is Freaking People Out
3/30/20 Impac Mortgage suspends lending activity for two weeks
3/28/20 How to Get Mortgage Relief
3/27/20 Is the coronavirus about to wipe out FHA lending? Yikes!
3/27/20 Mortgage rates fall sharply as the Federal Reserve brings stability to the mortgage market
3/26/20 Mortgage rates drop as the Fed moves to stabilize the economy
3/26/20 Fannie Mae, Freddie Mac will let borrowers facing hardship defer two months of mortgage payments
You can go these links here to find out if your loan is backed by Fannie Mae or Freddie Mac
3/25/20 California governor announces deal with most major banks to waive residential mortgage payments for 90 days
3/25/20 Newsom calls for Statewide Mortgage Assistance

3/23/20 Need to defer your mortgage payment due to coronavirus? Here’s how

3/20/20 FHA Suspends Foreclosures and Evictions Amid the COVID-19 National Emergency

Mortgage Calculators 

Refinance Calculator


Seller Net Sheet

Mortgage Assistance Centers


Ally Financial is allowing auto loan holders and existing mortgage customers to defer payments for up to 120 days with no late fees. In addition, fees for banking customers, including overdrafts and balance minimums, are also waived over the same time period.

Bank of America Home Loan Help
Side Note: Bank of America credit card holders concerned about making payments on time can submit an online request for a payment deferral and, if you’re up to date on your accounts, those late payments will not be reported to credit bureaus. Bank of America also paused foreclosures, evictions and repossessions.
Citi Bank is waiving payments on mortgages  for 90 days.
For eligible Mortgage Customers: A range of hardship programs through our service provider, Cenlar FSB. Please contact them at 1-855-839-6253 Monday-Friday 8:30am - 8pm ET and Saturday 8:30am - 5pm ET

Chase  The bank says it will review your loan for options including a repayment plan, forbearance, or a loan modification.
Federal Housing Financing Agency
Fifth Third Bank is waiving payments on mortgages and car loans for 90 days, as well as fees for banking customers. Cardholders can also defer payments for up to 90 days with no late fees.

TD Bank The bank has specialists standing by at 800-222-5522 or go here
Uncle Credit Union No official program announced yet but the call center is available 24/7 at 925-447-5001 or 1-800-34UNCLE for assistance and to discuss options available for consumer loans, mortgages, credit cards and deposit accounts.
U.S. Bank is waiving payments on mortgages  for 90 days.
Wells Fargo Customers can call 800-869-3557 to discuss their options or go here

Escrow/ Title Info/Other

Chicago Title

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